Welcome to all of our new Oregon agencies. We became active in Oregon in second quarter of this year. Overall Company sales success this year has been wonderful and well ahead of our business plan. We have now grown written 9.5% to date versus a planned sales goal of 7%. A big thank you to our agents for continued sales momentum and success. We sincerely appreciate your business. As a result of growing with a relatively fixed amount of expenses, we now can report an expense ratio of roughly 23%. The lower expense ratio allows MFM to have a higher permissible loss ratio to remain profitable. This business profile allows us to remain a stable market for you for many years to come. Success breeds more success.

Remember our MFM Mission: 'We serve our Agents first to serve Policyholders best!' Thanks again for your business and have a great summer!

Best regards,

Ronald Boyd, CPCU
President and CEO

To all MFM Agencies: Our results were good to great in the first quarter. Our loss results were good in that we produced a combined ratio of 93 in the first quarter. Though a good result to date, we always are little apprehensive this time of year as we approach the traditional Midwest storm season which will commence over the next 3-4 months. Right now many of us here in...

To all Midwest Family Agencies: Happy New Year!!! This past year was another record setting year for Midwest Family. Our premiums grew 9.8% to 157M up from 143M last year. Our Combined Ratio was 92.3 making 2017 our 5th consecutive year of Underwriting gains. Surplus will be a record 69M up 9.3% from 2016. Our claims people serviced an estimated 8000 claims this past year including a number of Midwest...

To all Midwest Family Agencies: Hail is a four letter word. Tornado should be a four letter word but maybe wind is its close substitute. In May through July, we experienced some of the worst summer weather our Company has ever experienced. Also this weather was everywhere in the Midwest. In all of our Midwest States we experienced some wind or hail losses. The summer made us better appreciate our...

To all MFM Agencies: Our first quarter of 2017 is off to a very good start. Losses are lower and sales are higher...a great scenario to start the year. Our written premiums are up 11.4% compared to the same quarter a year ago. New sales have been brisk in all lines of business and in all states. Losses were well under control with modest winter weather. Increasing our writings in...